The Truth About Sump Pump and Flood Coverage in Frenchtown, MI
If your Frenchtown, MI sump pump fails and you have water in your basement, call SERVPRO of Carleton/Maybee. We'll clean it "like it never happened."
As the owner of a home with a Michigan basement, and being in an industry where we see the worst case scenarios, the question has been brought up about insurance coverage in the event of a sump pump backup or failure.
It is common knowledge, that occasionally sump pumps have been known to fail causing devastation in basements. However, what many people don’t know is that their regular homeowner’s insurance does not cover this, neither does their flood insurance.
Flood insurance typically covers anything structural in the event of a flood. In other words, if you could take your home and flip it upside down, anything that were to stay attached is covered, anything that were to fall would not be. . . so that heirloom passed down for generations may not be covered though insurance for the cost of restoration.
Don’t find yourself caught in this position; there is a solution to protect you in the event of this happening!
If you have a sump pump in your home, you may want to consider looking into the option of a sump pump rider on your insurance policy. A sump pump rider endorsement is intended to cover both contents and structure if there is a water loss based on the failure of the unit, either by electrical loss or mechanical failure. Based on the size of your basement and whether or not it is finished, there are different coverage limits available to fit your needs.
Remember, it is important to always discuss your coverage limits with your insurance agent before making a decision. SERVPRO of Carleton/Maybee is not an expert on insurance, but only recommends insured check their options and verify their coverage before tragedy occurs. Adequate coverage should include not only water mitigation, but also the repairs that would be required to put your basement back to its original condition if a loss were to occur.
For any additional questions, or if you have experienced a water loss, please call SERVPRO of Carleton/Maybee at (734) 299-7006.
Dundee 24 Hour Emergency Water Damage Service
Major flooding in Dundee has covered sidewalks, outdoor stairways, and has left only the tops of landscaping visible in areas.
SERVPRO of Carleton/Maybee is available 24 hours a day for water emergencies, large or small. When you are dealing with water damage, immediate action is crucial. A delay of just a few hours can greatly increase the severity of the water damage.
We Answer the Phone Ready to Help
Call Today - (734) 299-7006
We understand that when you call us, you may be feeling confused, stressed, and vulnerable. You need an expert to guide you through this crisis. SERVPRO of Carleton/Maybee has the specific water damage training and experience to help you through this tough time. We specialize in water damage restoration—in fact, it's the cornerstone of our business.
What to Expect
When you call, we will ask several questions regarding your water damage emergency. These questions will help us determine what equipment and resources to bring, including how many trained SERVPRO Professionals may be needed.
Our SERVPRO Representative will ask several questions:
- Your name and contact information
- Your insurance information (if applicable)
- The street address of the water-damaged home or business
- When did the flooding or water damage occur?
- What caused the water damage (if known)?
- Is there electricity available (on-site)?
About SERVPRO of Carleton/Maybee
SERVPRO of Carleton/Maybee specializes in the cleanup and restoration of residential and commercial property after a fire, smoke or water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.
Restoring Your Flat Rock Commercial Property After A Water Damage Event
Flooding and water damage events at Flat Rock commercial properties are often complex with numerous issues that require a knowledgeable and flexible response. Whether we’re dealing with a relatively small water cleanup scenario or a large scale event, we work quickly to assess each unique situation and isolate the damaged area. In many instances, normal operations can continue in a temporary space while we restore your facility.
Restoring Commercial Properties Presents Unique Challenges
Our professionals are trained to be mindful of legal and environmental concerns and strive to fully restore the damaged area while working within your budgetary constraints. We understand that every hour spent cleaning up is an hour of lost revenue and productivity. So when an emergency situation arises in your business, give us a call and we’ll be there fast with the help you need.
About SERVPRO of Carleton/Maybee
SERVPRO of Carleton/Maybee specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.
For any of your cleaning or water restoration needs, please call SERVPRO of Carleton/Maybee at (734) 299-7006
Would You Be Prepared?
This Fire Extinguisher demonstrates where the pressure gauge, class, and instructions are located on the unit.
If you had a fire in your home within the next 5 minutes, would you know where the nearest fire extinguisher is? Would you know how to use it without having to stumble through reading the instructions on the side? Do you know when the last time was that you inspected your fire extinguisher?
These questions may seem frivolous as you briefly scan over the information in this blog, but if you were put in that situation today, the answers to those questions could mean the difference between complete devastation and minimal soot damage to your home.
Let’s start at the beginning:
Knowing your Fire Extinguisher
There are 4 basic classes of fire extinguishers; each being specific to put out different types of fires.
- Class A are used for fires involving ordinary materials like wood and paper
- Class B are used for highly flammable liquids such as gasoline and grease
- Class C are used for electrical fires
- Class D are used on fires involving flammable metals
Some extinguishers are multipurpose and can be used for multiple classes of fires. Your particular extinguisher should be labeled or have a diagram specifying what Class/Classes it is designed for.
Fire extinguishers should be inspected at least once a month, and should cover 3 things:
- Make sure the nozzle is clear of obstructions
- Ensure that the tamper seal is intact
- Check that the pressure gauge is in the green zone. If the arrow indicator is in the red, the extinguisher will not function properly.
Proper Use of a Fire Extinguisher In Case of an Emergency
Now that you are comfortable with knowing that your extinguisher is still in good working condition and is the proper Class for said fire, here is the easiest way to remember how to properly use it in case of an emergency. Remember the acronym P.A.S.S.
- P. Pull the pin and hold the extinguisher upright
- A. Aim the extinguisher at the base of the fire and stand back
- S. Squeeze the handle
- S. Sweep the nozzle from side to side
For more tips on how to minimize damage and increase your chances of a successful restoration or for any of your other cleaning and restoration needs, call SERVPRO of Carleton/Maybee at (734) 299-7006.
Monroe County Residents: What to Know About Mold After Flooding
After devastating flooding destroyed homes and displaced people all across Monroe County and other areas of Southeast Michigan two weeks ago, Spring has finally come and temperatures are starting to warm up. With the increase in temperatures, however, it is now more important the ever that homeowners and business owners alike be aware of mold and the proper precautions to take if mold spores are suspected.
Mold is all around us, and occurs naturally in our environment; floating through the air as tiny particles. Some types of mold can even be useful. For instance, penicillin, which has been used medically for over 70 years, and has saved millions of lives, is actually a product of mold.
Unfortunately though, all strains of mold are not as beneficial as penicillin, and exposure can cause health concerns, especially for the elderly, children, people with weakened immune systems, and for those with respiratory issues.
What to be on the lookout for:
- If you have had a water loss in the past, or have evidence of moisture problems, you may be at risk
- Visible presence of something that appears like it may be mold
- Higher than normal humidity
- Musty odor
What to do if you suspect mold
- Turn off your HVAC and heat; air movement could cause the spores to spread
- Do not touch or disturb what you suspect may be the presence of mold
- Most importantly, call the professionals at SERVPRO of Carleton/Maybee at (734) 299-7006 to assess the situation